Stop Fraud,
Keep Good Customers
Know who to green-light, and who to challenge using PayFirmly’s real-time intelligence and configurable risk workflows.
Stop Fraud Before It Starts
Treat fraud prevention as a growth enabler, not just a cost center. With real-time monitoring, advanced screening, and adaptive risk rules, PayFirmly helps you protect revenue, reduce false declines, and maintain processor trust while keeping customer experience smooth.
Dynamic 3D Secure
Step-up only on risky orders to shift liability while keeping conversion high.
Velocity & Pattern Controls
Card, Email, Address, Order-value limits; list burst detection.
Intelligent Risk & Fraud Prevention
Score Pre-Auth
<200 ms risk score on device, identity, BIN/MCC, geo/IP, velocity, and behavior. Action: approve / step-up / block.
Explainable Risk
Deterministic reasons on every decision (geo mismatch, proxy/TOR, mule patterns, high-risk BIN, velocity spike) for fast tuning.
Signal Graph
AVS/CVV, 3DS2 data elements, device fingerprint, email/phone reputation, account age, cohort history—normalized and versioned.
SCA/3DS Orchestration
Policy-driven PSD2: apply TRA, MIT, low-value exemptions when eligible; trigger step-up only when required; full audit trail.
Adaptive Friction
Dynamic routes: soft-decline → 3DS retry; risky cohorts → step-up; trusted segments → pass-through. Optimize approval rate, not block rate.
Adaptive Friction
Dynamic routes: soft-decline → 3DS retry; risky cohorts → step-up; trusted segments → pass-through. Optimize approval rate, not block rate.
Choosing the Right Risk & Fraud Partner
Explainable Decisions
Every approve / step-up / block includes reason codes, scores, and exportable logs.
Transparent Impact
Approval lift vs. fraud/chargeback cost, net margin by BIN/MCC/cohort.
Real-Time Visibility
Live auth/fraud dashboards, anomaly alerts, 3DS/SCA status per transaction.
Complete Prevention Stack
Device & identity graph, velocity rules, ML scoring, 3DS orchestration, network tokens, unified across PSPs.
Secure Crypto Payment Orchestration & Processor with PayFirmly
The future of adult payment processing is intelligent, compliant, and built around you.
Join leading adult brands using PayFirmly to boost approvals, cut fees, and simplify multi-processor management — all from one secure dashboard.
