Payment Orchestration

What Is a Payment Orchestration Platform?

With over 500 payment methods, intelligent routing, and built-in fraud prevention, PayFirmly helps you increase conversions, reduce costs, and expand effortlessly.

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Streamline Payments from Checkout to Settlement

What We Offer

Instead of juggling separate tools and contracts for each provider, merchants can use one unified layer to handle the entire payment process - from checkout to settlement.

What You Receive

This approach boosts transaction success rates, and enables merchants to deliver a seamless payment experience - no matter the region, currency, or payment method.

How Payment Orchestration Platforms work

Step 1

Checkout Integration

When a customer makes a purchase, the platform dynamically displays the most relevant payment options based on region, currency, or device.

Customer to merchant payment flow with web, phone, and terminal payment options

Step 2

Smart Transaction Routing

Payments are routed through the best available provider in real-time - based on success rates, fees, geography, or business rules you define.

PSPs — 90% of traffic routed to PSP 2 with better value.

Step 3

Fallback Logic

If a payment fails (e.g. due to gateway errors or declines), it’s automatically retried through a backup provider without disrupting the customer journey.

AI-selected payment service provider (PSP), showing a 2.7% fee and secure processing.

Step 4

Consolidated Management

Settlement, reconciliation, and transaction analytics from all providers are streamlined into one dashboard—making financial operations faster and clearer.

Transaction flow from user to bank with completed transaction confirmation

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Checkout Integration Platform Dashboard Illustration

How Payment Orchestration Platforms work

Maximize Approval Rates

Smart Transaction Routing

Every transaction is automatically routed to the PSP or acquirer most likely to approve it based on currency, location, and risk profile.

Fallback Routing

If one route fails, PayFirmly instantly retries with an alternative provider, saving potentially lost sales.

Local Payment Processing

Use in-market acquirers to avoid unnecessary cross-border declines.

Reduce Costs Without Sacrificing Quality

Multi-PSP Setup

Negotiate better rates by distributing volume across providers.

Dynamic Fee Optimization

Automatically choose the lowest-cost route for each payment.

FX Optimization

Process in the customer’s currency to avoid excessive conversion fees.

Create a Frictionless Custom Checkout

500+ Payment Methods

Offer local and alternative payments for higher conversion in every market.

Faster Processing

Reduce latency at checkout with optimized routing logic.

Unified, Branded Checkout

Consistent customer experience, whether hosted or inline.

Enhance Risk & Dispute Handling

Advanced Fraud Prevention

Layered tools that adapt to each transaction’s risk profile.

Automated Dispute Management

Streamlined chargeback/dispute processes to protect revenue.

3D Secure 2.0 Settings

Apply only where it improves security without harming conversion.

Give Clients Full Control & Insights

Single Dashboard for All Payments

One place to view, manage, and analyze all PSPs.

Detailed Analytics & Reports

Spot trends, optimize payment routes, and forecast revenue.

API-First Flexibility

Integrate seamlessly into existing systems without vendor lock-in.

See What Our Customers Are Saying

+150 industry leaders trust PayFirmly

“As a crypto business, security is a big concern for us, and PayFirmly’s fraud prevention tools gave us peace of mind. We can now accept payments in multiple currencies and crypto, which has opened up new opportunities for us. Honestly, the process has been way simpler than we expected.”

Michael S.

Founder of a Crypto Business

"With PayFirmly, payments run smoothly across regions. Our customers use their preferred methods, and we no longer lose sales. The Shopify integration was quick and easy—a big win for us."

Luis R.

Founder of an E-commerce Business

“PayFirmly sped up our payment processing and reduced failures. Customers can now pay however they prefer, online or in-store—improving their overall experience.”

Portrait of a woman in a blazer outdoors

Amina K.

Director of Operations at a Retail Hub

“We switched to PayFirmly after dealing with a lot of headaches around payment processing. Approval rates were inconsistent, and fees were through the roof. With PayFirmly, we saw immediate improvements—better approval rates and lower transaction costs. It’s a relief to have everything streamlined into one platform. It’s made handling international payments much simpler.”